Gen Z is far off from cashing in on their dreams of financial success. The “Secret to Success” study published by Empower revealed Gen Z has an inflated sense of what salary they need to make to be considered successful — and they don’t want money for the reasons you think. The “Secret to Success” study … Read more
Less than one-third of Americans (31%) think they’ve financially “made it” in life, according to new research. A survey of 2,000 employed Americans split evenly by generation revealed that of those who don’t think they’re there yet, a little more than half (54%) believe that they are well on their way and will financially “make … Read more
A loan at last? With mortgage rates at their lowest since early 2023 and nationwide housing inventory up 22% over a year ago, it might be time for market-shy renters in Florida and other Sun Belt destinations to think about hopping onto the property ladder, experts say. Fresh analysis published by Zillow Home Loans suggest … Read more
Talk about the cost of doing business. A shameless Costco shopper put the popular warehouse retailer’s generous return policy to the test — and tested the patience of social media observers — by dragging a three-year-old couch back to her local store. California-based realtor Jasmen Reyes recently performed a public demonstration of the limits of the guarantee … Read more
They may have rizz but they can’t handle their biz. Gen Z is suffering from a financial insecurity trend phenomenon known called money dysmorphia, an expert claims. Financial therapist Amanda Clayman defined the affliction as “a negative and unrealistic perception of one’s financial wellness or financial position.” Gen Z is suffering from a financial insecurity … Read more
Don’t let your money sip away! The easiest way to save money on coffee is to make it at home, but some of us can’t live without our Venti Java Chip Frappuccinos — a treat that’s become increasingly expensive in recent years. Fortunately, a former Starbucks barista reveals, you don’t have to give up your visits … Read more
If you need a mortgage, a good credit score, also called a FICO score, is essential—and it’s within your control. In a nutshell, a credit score is a simplified calculation of your history of paying back debts and making regular payments on loans. If you’re borrowing money to buy a home, lenders want to know you’ll pay them back in … Read more
Shane O’Farrell didn’t intend to get rich buying and selling Lego — all the 35-year-old from Teaneck, New Jersey, wanted was a connection to his childhood back in Ireland, where the modest Fort Legoredo was one of his favorite playthings. Twenty years later, when he saw the kit going for hundreds higher than its 1996 retail … Read more
Few words inspire less joy than “budget,” but as inflation rates rise and salaries remain stagnant many among us are looking for ways to save. There’s no one-size-fits-all-wallet solution to frugality. Rather, the key to financial stability and fat paper stacks lies in understanding your spending habits, nonnegotiable expenses and long-term goals, all qualifiers that … Read more
Okay, boomer! Most Americans are overwhelmed and annoyed with today’s tipping culture, but some are still more generous than others, according to a survey conducted by personal finance comparison site Bankrate. Nearly 3 in 5 adults have negative feelings about tipping — and the resentment only grows with age. “Older Americans seem to have the most sticker … Read more
Women would rather accept the “singles tax” than couple up. The “singles tax” — the higher costs that singles pay financially supporting themselves — recently rose to over $7,000, according to Zillow, but women would still rather be on their own. A new study conducted by Qualtrics on behalf of Intuit Credit Karma found that … Read more
Bank on this cyber security trick. A financial guru recently sounded off on the risks of storing various methods of payment within Apple Pay, or any digital wallet. Money man Dean, of TikTok duo Alexis and Dean, urged in the video that one method in particular is most at risk for bad actors to take … Read more
The only certainties in life are death and taxes — and if you’re alive in America today, folks, the latter is knocking on your door. While taxes predate currency and can be traced to the grain harvests of ancient Egypt, US taxation as we know it dates back to the early 20th century. In 1913, … Read more
Some of America’s most beloved destinations have also become its most untenable. A new analysis plunges into which American cities struggle the most with sky-high prices of marked-up goods. Surprisingly, nearly 20 dense population centers are ponying up more than New Yorkers as the year-over-year rate of inflation sits currently at 3.5% — way up … Read more
People of Walmart, listen up. A nine-year employee of the superstore’s shipping department is sharing eight pro tips on making the most of your shopping and savings. The advice follows the news that recent Walmart shoppers may be entitled to up to $500 after a $45 million lawsuit was settled regarding customers being overcharged. Speaking … Read more
Get a load of this! A southern California mom of 14 says she spends more than $75,000 a year on food, mortgage, utilities, clothes, and other essentials for her family, like laundry detergent — she does 21 loads of laundry a week! “We need a minimum [of] $6,000 a month to run the house,” caterer … Read more
Social media trends, specifically on TikTok, can cover a wide range of topics, from new food recipes to viral dances and much more. One trend, however, is rawer than most as creators are sharing very transparently how they divvy up their paychecks each week. Videos with the keywords “payday routine” on TikTok are virtually endless and millennials … Read more
This financial plan may no longer make cents. Sen. Elizabeth Warren’s 50/30/20 method was once touted as a gold standard for budgeting, fortifying followers for a strong financial future while still allowing them to enjoy their day-to-day lives. Under the system — popularized by the Massachusetts Democrat and her daughter, Amelia Warren Tyagi, in their … Read more
Millions of Americans are forking out thousands of dollars for online courses, pursuing passion projects and acquiring new skills they hope will give them a competitive edge in a tight job market. But with the average course costing $1,400, Sabina Hitchen, the CEO and founder of Press for Success, said you need to make informed … Read more
An elderly widow from Arizona feels “devastated” after losing her entire life savings of $25,000 to telephone scammers last month. Susan Guthrie, 76, was conned by fraudsters who posed as Microsoft employees and talked her into depositing the money into their account, SWNS reports. They convinced her that her computer had been hacked and unless … Read more